Fee Changes Going Into Effect on January 1, 2018

Fax (each page) - $1.00

Notary - $5.00

Returned Deposit Item Drawn on Third Party Account - $15.00

Returned Deposit Item Drawn on Your Non-iTrust Account - $35.00

Share Draft/ ACH/ ATM/ POS Trust Pay Overdrafts & Manual Posting of Items - $30.00

Trust Pay Overdrafts Cleared at the Counter - $35.00

Items Returned For Insufficient Funds - $30.00

The Dormant Fee of $10.00 per month will now be charged on dormant accounts with a balance below $300.00 instead of a balance below $100.00.

Loan Application Instructions:
Vehicle applications, contact the loan dept. 901-547-0209 and we will be glad to email or fax the application. All other loan request, simply sign onto online banking, click on the photo with the words “Apply for a loan”.


iTrust has a new partnership offering VISA credit cards to our members.  Contact us for application instructions, 901-362-7211 or 901-547-0209. 

International ACH Transactions:
Effective August 1, 2012 a $15.00 fee will be charged for all International ACH Transactions (IAT).
These could come from Ebay or PayPal Purchases.

Members may now have their statements delivered to them electronicallyvia their online banking account.

To sign up for e-statements log into your account online then click on the Self-Service Tab followed by the e-statement link under additional services. To ensure you receive the statements we must have the current e-mail address listed. You can check this under the Self Service tab as well by clicking on Personal Options.

Exciting News!!! Please notice the CO-OP Network Logo below. Just click on the logo and you will be directed to the ATM Locator. Simply enter an address or zip code and you will receive a prompt response with a list of Surcharge-free ATMs in the requested area.